The Florida partners applied for a Federal Housing Authority-insured loan, but one of them was unemployed. Because of this, the unemployed woman’s mother was listed as a co-applicant. Bank of America denied the application because the mother and the employed partner had no relation. However, Florida doesn’t allow same-sex marriage, making any sort of relation between the two impossible.
Because HUD has rules guaranteeing housing programs for all, Bank of America has to treat same-sex couples equally, even if state laws don’t allow for gay marriage.
“BOA agrees to pay HUD $7,500...and will remind its employees that they are prohibited from discriminating against FHA-loan applicants on the basis of sexual orientation, gender identity, or marital status. BOA will also update its fair lending training program to include information on HUD’s rule,” HUD said in a statement.